Collisions involving only property damage have different procedures than injury collisions, but still require specific legal compliance and information exchange.
Property Damage Collision Steps:
Follow these steps in a collision where there are no injuries:
1. Move Vehicles Safely:
If the vehicles are drivable, move them as far off the road as possible as this should not affect the police officer's investigation. This is especially important on busy or high-speed roads where it may be dangerous to leave vehicles in the driving lanes. So in a minor collision with no injuries, if you can 'Steer it, Clear it.' If you cannot move the vehicles off the road, set up warning signals or flares far enough away to give other traffic time to slow down or stop.
2. Call Police:
Call police (provincial or local, depending on where the collision takes place). By law, you must report any collision to the police when there are injuries or damage to vehicles or property exceeding $5,000.
3. Provide Information:
Give all possible help to police or anyone whose vehicle has been damaged. This includes giving police your name and address, the name and address of the registered owner of the vehicle, the vehicle plate and permit number and the liability insurance card.
4. Collect Witness Information:
Get the names, addresses and phone numbers of all witnesses. Witness testimony can be crucial for insurance claims and legal proceedings.
5. Minor Damage Protocol:
If damage is $5,000 or less and no other reporting condition applies, you are still required by law to exchange information with anyone whose vehicle or property has been damaged.
6. Document the Scene:
If you have a camera or cell phone with a camera and it is safe to do so, take photos of the collision scene. Document vehicle positions, damage, road conditions, and any relevant details.
7. Towing Information:
If your vehicle must be towed, get the name and licence number of the tow truck operator and/or company. Make sure you understand where your vehicle is being towed.
8. Insurance Contact:
Contact your insurance company as soon as possible if you intend to make a claim.
Required Information Exchange:
- Full name and address
- Driver's licence number
- Vehicle registration information
- Insurance company and policy number
- Vehicle plate number
- Contact information
Property damage collisions have different procedures than injury collisions
Move drivable vehicles off road if possible - won't affect investigation
Especially important on busy or high-speed roads
'Steer it, Clear it' principle for minor collisions
Set up warning signals if can't move vehicles